How to Play Chinese Baccarat

Chinese baccarat is an exciting card game that is popular in casinos around the world. It is a variation of the classic baccarat game and is sometimes called Punto Banco. The game is easy to learn and can be played with a minimum of two players. This article will provide a guide on how to play Chinese baccarat and the rules of the game.

Objective of the Game

The objective of Chinese baccarat is to guess which of two hands, the player or the banker, will have a higher score. The player and the banker will each receive two cards and the winner will be the one with a hand closest to nine.

Betting

Before the game begins, each player must place a bet on either the player or the banker. This can be done by placing the chips either on the banker’s or player’s area on the table. The minimum and maximum betting amount will vary depending on the casino.

Dealing Cards

Once the bets are placed, the dealer will deal two cards to the player and two cards to the banker. The cards are placed face up on the table for everyone to see. The value of the cards is as follows:

• Ace = 1

• 2-9 = Face value

• 10, Jack, Queen, and King = 0

Calculating the Scores

The players can then calculate the scores of their hands. The score of the hand is the sum of the two cards. If the total is between 0-5, the player can then draw a third card. If the total is 6 or 7, the player must stand.
If the total is 8 or 9, then the hand is a natural and the player must stand. If the player stands, the banker will then draw a card according to the following rules:

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• If the banker’s total is 0-2, the banker must draw a card.

• If the banker’s total is 3 and the player’s third card is not 8, the banker must draw a card

• If the banker’s total is 4 and the player’s third card is between 2-7, the banker must draw a card
• If the banker’s total is 5 and the player’s third card is between 4-7, the banker must draw a card

• If the banker’s total is 6 and the player’s third card is 6 or 7, the banker must draw a card

• If the banker’s total is 7, the banker must stand

Winning and Payouts

Once the dealer has dealt the cards and the players have calculated their scores, the winner will be determined. The winner is the one with the highest score closest to nine. If the player’s hand is higher than the banker’s, the player will be paid out 1:1 on their bet. If the banker’s hand is higher than the player’s, the player will lose the bet.

If the player and the banker have the same score, it is a tie and the bet is returned to the player.

Additional Rules

• The game is played with six decks of cards.

• If the player’s third card is 8, the banker must draw a third card regardless of the banker’s total.

• If the player has a natural 8 or 9, the banker must stand regardless of the banker’s total.

• If the player has a natural 8 or 9, the game ends and no further cards are drawn.

Conclusion

Chinese baccarat is an exciting and easy to learn card game that can be found in casinos around the world. The game is played with six decks of cards and the objective of the game is to guess which of two hands, the player or the banker, will have a higher score. Players must place a bet on either the player or the banker and the winner is the one with the highest score closest to nine. The payouts are usually 1:1 for the player’s hand and the game is over when the player has a natural 8 or 9. By following the rules outlined in this article, players can enjoy an exciting game of Chinese baccarat.