How Does the House Have an Edge in Baccarat?

Baccarat is one of the most popular casino table games available today. It’s an exciting game with a low house edge and plenty of opportunities for players to win. But like most casino games, the house does have an edge in baccarat. Understanding how the house has an edge in baccarat can help players make more informed decisions and increase their chances of success.

What Is Baccarat?

Before delving into how the house has an edge in baccarat, it’s important to understand what baccarat is. Baccarat is a card game that is typically played in casinos. It is a game of chance and is played between two hands, the banker and the player. The aim of the game is to get as close to nine points as possible with the cards. The player and the banker are both dealt two cards, and the value of the cards is added together. The player and banker can take additional cards depending on the value of the cards they have. The hand that has a total closest to nine is the winner.

The House Edge in Baccarat

The house edge is the mathematical advantage that the casino has over the players in any given game. In baccarat, the house edge is usually between 1.06% and 1.24%, depending on the version of the game being played. This means that for every $100 wagered, the casino will take between $1.06 and $1.24. The house edge in baccarat is relatively low, making it a very attractive game for players.

Factors Influencing the House Edge

The house edge in baccarat can be influenced by a number of different factors, including the number of decks used, the rules of the game, and the betting options available. For example, when playing with a single deck, the house edge is typically lower than when playing with multiple decks. Similarly, certain rules can increase the house edge, such as when the banker must draw a third card.

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Betting Options and the House Edge

The house edge in baccarat can also be affected by the betting options available. The most common bet in baccarat is the ‘player’ bet, which has a house edge of 1.24%. The ‘banker’ bet has a house edge of 1.06%, making it the most advantageous bet for the player. There are also ‘tie’ bets, which have a house edge of 14.4%. These bets should be avoided as they give the house a much bigger advantage.

Strategies for Minimizing the House Edge

While it is impossible to eliminate the house edge in baccarat, there are certain strategies that players can use to minimize it. The most important strategy is to always make the banker bet as this has the lowest house edge of all the bets. Players should also avoid making tie bets as these have the highest house edge. Additionally, players should take advantage of any promotions or bonuses offered by casinos as these can reduce the house edge even further.


Now that you understand how the house has an edge in baccarat, you can make more informed decisions when playing the game. The house edge in baccarat is relatively low, but there are certain strategies that can be used to minimize it. By following these strategies, players can increase their chances of success and maximize their winnings.