Does the House Have an Advantage in Baccarat?

Baccarat is one of the most popular casino games around the world, with its easy-to-learn rules and fast-paced gameplay. As with many other games, there are aspects of Baccarat that give the house an advantage. It is important to be aware of these advantages if you plan to play Baccarat in a casino, as it can help you make more informed decisions about your play.

What is Baccarat?

Baccarat is a card game that is played between two hands, the banker and the player. This game has a long history, with its origins in France in the 15th century.
The goal of the game is to get as close to nine as possible. The player and the banker are each dealt two cards, and the values of the cards are added together. If the total is nine, that hand is a natural and the hand is over. If the total is less than nine, the player or banker may draw an additional card. The hand with the highest total wins.

Advantages of the House in Baccarat

The house always has an advantage in Baccarat, and this is due to several factors.

House Edge

The most obvious advantage of the house is the house edge, which is the percentage of every bet that the casino will keep. In Baccarat, the house edge is 1.06%, which is one of the lowest of any casino game. This means that for every $100 bet, the house will keep $1.06.


Another advantage of the house in Baccarat is the commission. The commission is the amount of money that the casino takes from the player’s winnings. The commission is typically 5%. This means that if a player wins $100, the casino will take $5.

Related content  How Baccarat is Made: Understanding the Traditional Process

Tie Bets

The house also has an advantage when it comes to tie bets. A tie bet is a bet on the outcome of the game being a draw, with both the player and the banker having the same total. The house edge on a tie bet is 14.4%, which is much higher than the house edge on other bets. This means that the house has a much better chance of winning when a player bets on a tie.

Banker Bet

The house also has an advantage when it comes to the banker bet. The banker bet is the most popular bet in Baccarat, as the banker has a slightly higher chance of winning than the player. The house edge on the banker bet is 1.06%, which is the same as the overall house edge.


The house advantage in Baccarat can be minimized by using a good strategy. A good strategy involves understanding the odds and betting accordingly. For example, it is generally better to bet on the banker than the player, as the banker has a slightly higher chance of winning. It is also important to understand the odds of a tie bet, as it has a much higher house edge than other bets.


The house does have an advantage in Baccarat, but it can be minimized by using a good strategy. It is important to understand the house edge, the commission, and the odds of a tie bet in order to make the most informed decisions when playing Baccarat in a casino. With a good strategy and an understanding of the house advantages, you can improve your chances of winning in Baccarat.